Terms of Service

ODO (OwnerDirect.online) is a property trust platform operated by Helium Marketing Corporation (HMC), registered in the Philippines. ODO connects property owners (Sellers) directly with buyers — particularly Overseas Filipino Workers (OFWs) buying property remotely — and with licensed service providers who assist with property transactions.

ODO is a platform — not a real estate broker, escrow holder, or legal advisor. ODO does not hold buyer or seller funds. ODO does not provide legal opinions on title or ownership. Document verification by ODO confirms that a document was submitted and reviewed against public records — it is not a legal guarantee of title.

By creating an account or using ODO, you accept these Terms in full.

You must be at least 18 years old to use ODO. By registering, you confirm that:

You are of legal age and have the legal capacity to enter into contracts under Philippine law.

The information you provide during registration and throughout your use of the platform is accurate, complete, and current.

You have read and understood these Terms, our Privacy Policy, and any fee schedules applicable to your role.

If you are acting on behalf of a company or organization, you represent that you are authorized to bind that entity to these Terms.

ODO reserves the right to refuse service to any user at its sole discretion.

Sellers are property owners or authorized representatives who list property on ODO.

You must be the legal owner of the property you list, or hold written authorization from the owner to list and negotiate on their behalf.

All listing information — location, price, title status, tax declaration, property condition — must be accurate and not misleading. Misrepresentation is grounds for immediate account suspension and forfeiture of all fees paid.

You must not list property with forged, altered, disputed, or encumbered titles without full disclosure.

A listing may go live **free**. When you choose LRA verification, a **₱1,000** fee applies — ODO applies to LRA as a third-party verifier (typically about 7–10 days). ODO keeps a copy of the verification record. After the included free month, a **₱100/month** stay-listed fee may apply.

**MVP does not charge a seller success fee** on ordinary list → unlock → off-platform close deals. ODO cannot reliably monitor whether a sale closed outside the platform. Any close/success fee applies only if you enroll in a paid Bundle or escrow workflow where the deal stays inside ODO — and only after ODO communicates the rate before you enroll.

You may not present yourself as a commission agent on ODO.

Buyers are individuals — including OFWs — seeking to purchase property through ODO.

Buyer Protection (₱500) unlocks full listing content: all photos, complete property description, and a reference to the verified title document. This fee is non-refundable.

ODO does not guarantee that any property is free from defects, encumbrances, or disputes. Conduct your own due diligence and engage a licensed lawyer before completing any transaction.

ODO's Verified Badge and document checks confirm that a document was reviewed by ODO — they are not a substitute for an independent title search or legal opinion.

OFW buyers who cannot be physically present are responsible for designating a local representative where required. ODO logs all representative actions and makes them visible to the OFW buyer. The OFW buyer personally confirms all closings through the OFW Confirmation Gate.

Providers are licensed professionals — lawyers, title processors, appraisers, surveyors, or coordinators — who fulfill buyer service requests on ODO.

You must be licensed or duly authorized to practice the service you offer. Lawyers must be active members of the Integrated Bar of the Philippines (IBP). Appraisers must hold a valid PRC license.

Consultation Commitment Fee: When a buyer books a consultation through ODO, ODO collects a platform commitment fee — ₱300 for a regular consultation or ₱500 for an urgent consultation. This is ODO's platform fee for facilitating the booking.

Provider professional fees: Beyond the ODO commitment fee, all professional service fees are set and collected directly by the provider from the buyer. ODO is not a party to those fee agreements and earns no commission from them. There is no escrow for provider payments — all collections are between the buyer and provider directly.

You must not misrepresent your qualifications, license status, or scope of practice.

You must not request payment in a manner designed to circumvent ODO's commitment fee or bypass the booking system.

The OFW Bundle is a guided 7-phase deal-flow program for OFWs purchasing property remotely.

Enrollment deposit: ₱5,000 (credited against the ₱30,000 buyer success fee at close). Early Bird rate: ₱2,500 enrollment, ₱15,000 success fee total.

If the deal does not close: ODO computes the enrollment deposit against services rendered at ODO standard rates. The unused balance is refunded within 30 business days.

Seller listings: free to create and submit for review. LRA certification (₱1,000) is paid later when buyers poke and request verification — not required to list.

OFW Bundle phases: Enrollment → Search → Consultation → Provider Engaged → Document Processing → Escrow + Transfer → Close.

Escrow is not held by ODO. All escrow funds are held by an accredited law office (Phase 1) or bank partner (Phase 2). ODO issues escrow instructions only. ODO does not receive, hold, disburse, or guarantee buyer or seller funds at any point.

OFW Bundle: an optional upgrade with its own waitlist. Pricing has not yet been finalized.

OFW buyers must personally confirm the close through the OFW Confirmation Gate before funds are released. ODO will not process a closing without this confirmation.

If you are instructed by anyone — including someone claiming to be ODO staff — to wire funds directly to a seller or personal account, that is fraud. Report it immediately to support@ownerdirect.online.

All fees are in Philippine Peso (₱) and are non-refundable unless stated otherwise.

SELLER FEES — Listing: Free (no upfront listing fee) — LRA verification via ODO (3rd-party): ₱1,000 — ODO applies to LRA; typically about 7–10 days; ODO keeps the verification copy (includes 1 month free listing; then ₱100/month to stay listed) — Seller success fee: **Not charged in MVP** on ordinary unlock/off-platform closes (ODO cannot monitor those closes). Applies only inside a paid Bundle/escrow workflow, and only after the rate is communicated before enrollment.

Consultation booking fee: ₱500 regular / ₱700 urgent (₱200–300 ODO platform share / ₱300–400 provider share). Original CTC delivery: ₱1,500 add-on — ₱500 Buyer Protection unlocks digital on-platform CTC view.

BUYER FEES — Buyer Protection: ₱500 per listing unlock (non-refundable) — OFW Bundle deposit: ₱5,000 (partially refundable per Section 6) — OFW Bundle success fee balance: ₱25,000 at close (₱5,000 already credited from deposit) — Consultation commitment fee: ₱300 regular / ₱500 urgent (non-refundable) — Requirement post: ₱100 per requirement posted

PROVIDER FEES — ODO platform commitment fee: ₱300 collected on regular bookings / ₱500 on urgent bookings — Provider professional rate: Set and collected directly by the provider

EARLY BIRD — 50% off applicable enrollment and success fees for registered Early Bird users — Early Bird pricing does not apply to listing fees, badges, or Buyer Protection

Payments are processed by PayMongo. By completing a payment you also accept PayMongo's terms of service.

You may not use ODO to:

Submit forged, altered, or fraudulent title documents or IDs.

List property you do not own and are not authorized to sell.

Misrepresent property condition, price, location, or title status.

Contact other users outside ODO to circumvent platform fees after connecting through the platform.

Collect payments for services you are not licensed to provide.

Harass, threaten, impersonate, or defraud other users or ODO staff.

Scrape, copy, crawl, or reverse-engineer any part of the platform.

Create multiple accounts to circumvent fees, suspensions, or platform rules.

Use ODO for any activity that violates Philippine law, including the Anti-Money Laundering Act, Cybercrime Prevention Act, or Real Estate Service Act (RESA).

Violations may result in immediate account suspension, listing removal, forfeiture of all fees paid, and referral to Philippine authorities including the NBI Cybercrime Division.

You retain ownership of all content you submit to ODO — listing descriptions, photos, and documents.

By submitting content, you grant ODO a non-exclusive, royalty-free license to display, reproduce, and use that content to operate the platform and promote ODO (for example, in marketing materials or social media). This license ends when your content is removed from the platform.

You represent and warrant that: — You own or have the right to submit all content you upload. — Your content does not infringe any third party's intellectual property, privacy, or other rights. — Your content does not contain false, misleading, defamatory, or illegal material.

ODO reserves the right to remove any content that violates these Terms — without prior notice and without refund of listing fees.

No title guarantee. ODO's Verified Badge and document checks confirm submission and review only. They are not a legal guarantee of clear title, freedom from encumbrances, or marketability. Engage a licensed lawyer for independent verification.

No investment or legal advice. Nothing on ODO constitutes financial, investment, or legal advice. VERA (ODO's AI assistant) provides general information only — it is not a substitute for advice from a licensed professional.

No transaction guarantee. ODO does not guarantee that any listing will result in a completed sale, or that any deal will close on time or at all.

Platform availability. ODO is provided "as is" without warranty of any kind. We do not guarantee uninterrupted access and are not liable for downtime, technical failures, or data loss.

To the maximum extent permitted by Philippine law, ODO and Helium Marketing Corporation shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the platform, including but not limited to:

• –Property disputes, title defects, or encumbrances
• –Failed, delayed, or fraudulent transactions
• –Losses resulting from reliance on listing information or provider advice
• –Losses from escrow disputes between parties
• –Technical failures, data loss, or unauthorized access

ODO's total liability for any claim arising from use of the platform shall not exceed the total fees you paid to ODO in the 12 months immediately before the claim arose.

Nothing in these Terms excludes liability for fraud, willful misconduct, or death or personal injury caused by ODO's negligence.

User-to-user disputes: If you have a dispute with another user, contact ODO at support@ownerdirect.online. ODO will attempt to facilitate resolution but is not obligated to adjudicate disputes between users and is not liable for their outcome.

Disputes with ODO: Both parties agree to attempt good-faith resolution by email before initiating any legal proceedings. Send your dispute notice to support@ownerdirect.online with the subject "Formal Dispute Notice."

Governing law: These Terms are governed by the laws of the Republic of the Philippines. Any legal proceedings shall be filed in the proper courts of Metro Manila, Philippines, to the exclusion of all other jurisdictions.

Consumer rights: Nothing in these Terms limits any rights you have under the Philippine Consumer Act (RA 7394) or other applicable consumer protection laws.

ODO may suspend or terminate your account at any time for violation of these Terms, fraudulent activity, harm to other users, or any reason at ODO's sole discretion — without prior notice and without refund of paid fees.

You may close your account at any time by contacting support@ownerdirect.online. Closing your account does not entitle you to a refund of any fees. Active listings will be unpublished. Your data will be retained as required by our Privacy Policy and applicable Philippine law.

Termination does not relieve you of any outstanding obligations — including fees already incurred for LRA verification, stay-listed months, unlocks, or Bundle/escrow fees you enrolled in.

ODO may update these Terms as the platform evolves. When we make material changes:

• –Registered users will be notified by email at least 15 days before the change takes effect.
• –A notice will be displayed on the platform.
• –The "Last updated" date at the top of this page will be updated.

Continued use of ODO after the effective date of a revised version constitutes acceptance of the updated Terms. If you do not agree with material changes, you may close your account before the changes take effect.

Helium Marketing Corporation — OwnerDirect.online

General: hello@ownerdirect.online Support: support@ownerdirect.online Privacy / Data requests: privacy@hmcmarketing.tech Formal notices: legal@ownerdirect.online

Response time: Within 5 business days for support; 15 business days for formal data requests.

National Privacy Commission (NPC): www.privacy.gov.ph Department of Trade and Industry (DTI): www.dti.gov.ph